ORMOND BEACH, FLORIDA, UNITED STATES, June 5, 2023 /EINPresswire.com/ — As hurricanes wreak havoc in Florida, any storm with high winds and heavy rain can cause trees and large branches to fall. Some Florida residents faced unexpectedly high costs after a storm that they thought insurance would cover. It seems like a given that home insurance will cover the cost of tree damage, but that’s not always the case.
“If a tree is found to be ready to fall due to neglect of required maintenance, that can become an insurance compensation issue,” said AJ Hankin, owner of Tree Kings Florida in Ormond Beach. Homeowners who find themselves in this situation often have to go through the costly and time-consuming process of seeking legal assistance.
There are other scenarios that can result in homeowners incurring out-of-pocket costs if their tree falls. If a tree falls on a neighbor’s property and causes damage, the neighbor’s insurance should pay for it even if it wasn’t their tree, as this is considered “force majeure” in insurance policies. However, if the tree turns out to be diseased before the storm or was otherwise ready to fall over, insurance companies sometimes try to deny coverage. “Over the past ten years that my company has been conducting tree removal and tree maintenance activities in Volusia and Flagler counties, we have seen fallen trees wreak havoc not only on homeowners’ properties, but also on their neighbors’ homes and properties “, AJ comments.
Even if a neighbor’s tree falls on someone’s property and does not damage their home, that person usually has to pay the cost of removing the tree themselves. If a tree falls on the street, the county or local municipality will remove and clean up whatever is on the street, but they do not clean the branches and trees off people’s lawns and properties.
Regular tree assessment, thinning, and pruning is an absolute necessity for Florida homeowners. “It was heartbreaking to see the destruction of homes and property that could have been avoided with continued tree care. Consistent tree care by an experienced, reputable tree company can save families from tragic consequences,” comments AJ.
Volusia and Flagler County residents report that they have trusted Tree Kings Florida for over a decade because of the company’s trustworthiness and long-standing reputation as experts in hurricane preparation. Among the numerous tree companies in Florida, there are some that are experienced and trained, others that have little or no experience in the industry, and sometimes even operate without insurance. Officials warn that a tree company cannot be assumed to have insurance. Local residents should always check whether a tree company is insured and if not they should never use it.
If you are looking for hurricane preparedness, tree felling or other tree services in Volusia or Flagler Counties, contact Tree Kings Florida at www.treekingsfl.com or by phone at 386-871-4518.
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By Aaron Hank
Tree Kings Florida
+1 386-871-4283
treekingsflorida@gmail.com
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